Zip now, pay later.

Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.

Nothing to pay today

We pay the store , you get the goods, or the store sends the goods

Interest free with Zip Pay

Interest free terms available with Zip Money*

Flexible repayments

Pay us back how you like - weekly, fortnightly or monthly

Reusable account

A reusable account with a limit that suits your needs

How can I use Zip at BuyNatural?

Want it.

Choose the items you love.

Zip it

Select Zip at the checkout

Own it.

Set your repayments and enjoy your purchase.

Zip FAQs

All you need is:

A valid email address and mobile number. Be at least 18 years old. Be an Australian Citizen or Permanent Resident Have a good credit history. Read more about what you need to apply for Zip Pay and Zip Money


Choose from weekly, fortnightly or monthly payments to suit your lifestyle Repayments start from $40 a month and are based on your account's credit limit.*

How to use Zip:

Choose the account that's right for you. Sign up and get a decision in minutes. Select Zip at checkout. Log into your account to set up your repayment schedule to suit your lifestyle. Reuse your account anywhere you see the Zip logo.

Returns and refunds:

If your item meets BuyNatural's returns policy, the purchase amount will be credited back to your Zip account.

Fees and interest:

Zip Pay purchases are interest free, always. For Zip Money, when the interest free period expires, the annual standard percentage of 19.9% applies. The $6.00 monthly account fee is waived if you pay your balance by the due date. If there's nothing owing on your account, there's nothing to pay and no fees.

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